Financing

KEY FACTORS IN FINANCING YOUR NEW CUSTOM HOME

Financing your new custom home is a major financial commitment. At Adobe Homes, we understand that a decision to build a new custom home or renovate your current home is a one of the biggest financial decisions you will make.

One of the key factors involved in financing your custom home is that lending institutions like the fact that you are working with a custom home builder with a long and successful track record of building and remodeling homes. That’s why working with Adobe Homes can be an asset in your chances of obtaining financing at favorable rates and terms. With over 100 years combined experience in building and designing custom homes, having us on your side can make a difference in financing your new custom home.

The following information is provided to help assist you in your decision about the types of loans to consider for your new custom home.

TYPES OF NEW CUSTOM HOME LOANS

CONSTRUCTION-TO-PERMANENT LOANS
A Construction-to-Permanent loan allows you to build and permanently finance your home with a single loan. Because it combines both types of financing into a single loan – one loan, one closing, and one set of fees this is a better deal for the borrower.

LOT LOANS
A lot loan from a lender will allow you to purchase a residential lot for future construction of your new custom home.

BRIDGE LOANS
Bridge loans allow you to begin construction on your new custom home before you sell your current home. In this load, you are accessing the equity in your current home to use as the down payment on a Construction or Construction-To-Permanent loan.

FINANCING YOUR CUSTOM HOME
Adobe Homes does not provide financing directly, but we work with many of the Tampa Bay area’s construction lenders.

Below is a list of our preferred lenders:

ADOBE HOMES PREFERRED LENDERS

Hancock Bank
2202 N. Westshore Blvd. Suite 110
Tampa, Florida 33607
813-868-7883 office
daniel.burton@hancockwhitney.com
Dan Burton 813-679-1234 cell

USAmeriBank
1921 South Dale Mabry Hwy
Tampa, Florida 33629
813-418-5126
www.usameribank.com
Gilly Dominquez

Bank of Tampa
202 North Franklin Street
Tampa, Florida 33602
(813) 872-1224
http://www.bankoftampa.com/

In your search for a New Custom Home Builder in Tampa Bay and St. Petersburg choose a company with knowledge and an outstanding reputation. Adobe Homes.